Next-Gen Microfinance & Core Banking

The New Era of Banking & Microfinance
Control.

FivoPay provides full-suite infrastructure for financial institutions and microfinance cooperatives — powering real-time field collections, automated loan management, and AI financial insights.

FivoPay Core Banking Dashboard

System Health

99.99% Uptime

Full-Suite Banking OS

Complete Core Banking & Microfinance Capabilities

Engineered specifically for microfinance institutions, banks, and credit societies to manage field collections, loans, deposits, and real-time accounting.

Microfinance & Lending

Loan Lifecycle & JLG Lending

End-to-end loan application, approval workflows, Joint Liability Group (JLG) loans, automated EMI schedule generation, and recovery tracking.

Deposits & Savings

Fixed & Recurring Deposits

Manage FD and RD schemes with automated interest calculation, maturity payout engines, savings account ledgers, and dividend distribution.

Field & Counter

Agent Collections & Cashier Counter

Real-time doorstep collection syncing for field agents, cashier batch handovers, digital receipting, and instant reconciliation.

Accounting Engine

General Ledger & Balance Sheets

Real-time double-entry general & sub-ledger accounting, journal entries, automated trial balances, and treasury cash flow management.

AI Powered

AI Companion & Analytics

Smart AI Assistant for instant portfolio analysis, financial risk detection, automated compliance reports, and branch performance dashboards.

Governance

Multi-Branch & Role Governance

Manage complex multi-branch hierarchies with granular Role-Based Access Control (Admin, Cashier, Field Agent) and enterprise audit logs.